Chapter 9: Sequences & Series

Updated February 2026 · 20 min read · US Exam Resources

Sequences and series form the bridge between algebra and calculus. In this chapter, you will learn how to identify patterns in ordered lists of numbers, compute their sums using compact formulas, and apply powerful tools like the Binomial Theorem and mathematical induction. These ideas appear throughout higher mathematics, from financial modeling to physics and computer science.

Table of Contents

  1. 9.1 Introduction to Sequences
  2. 9.2 Arithmetic Sequences and Series
  3. 9.3 Geometric Sequences and Series
  4. 9.4 Infinite Geometric Series
  5. 9.5 Sigma Notation and Properties of Summation
  6. 9.6 Mathematical Induction
  7. 9.7 The Binomial Theorem and Pascal's Triangle
  8. 9.8 Practice Problems

9.1 Introduction to Sequences

Definition — Sequence: A sequence is an ordered list of numbers defined by a rule. Each number in the list is called a term. We write the sequence as $\{a_n\}$ or $a_1, a_2, a_3, \ldots$ where $a_n$ denotes the $n$th term.

A sequence can be defined in two ways:

Example 1: Finding terms of a sequence

Find the first five terms of the sequence defined by $a_n = \dfrac{(-1)^{n+1}}{n^2}$.

Solution:

The first five terms are $1,\; -\dfrac{1}{4},\; \dfrac{1}{9},\; -\dfrac{1}{16},\; \dfrac{1}{25}$.

Example 2: Finding an explicit formula from a pattern

Write an explicit formula for the sequence $3, 7, 11, 15, 19, \ldots$

Solution: The terms increase by $4$ each time, so this is arithmetic with first term $a_1 = 3$ and common difference $d = 4$. The explicit formula is:

$$a_n = 3 + (n-1) \cdot 4 = 4n - 1$$

9.2 Arithmetic Sequences and Series

Definition — Arithmetic Sequence: An arithmetic sequence is a sequence in which each term differs from the previous term by a fixed amount $d$, called the common difference. If the first term is $a_1$, then $a_n = a_{n-1} + d$ for all $n \geq 2$.
Explicit Formula for the $n$th Term: $$a_n = a_1 + (n - 1)d$$

where $a_1$ is the first term and $d$ is the common difference.

To find the common difference, subtract any term from the next: $d = a_{n+1} - a_n$. If this value is constant for all consecutive pairs, the sequence is arithmetic.

Example 3: Finding the $n$th term of an arithmetic sequence

An arithmetic sequence has $a_1 = 5$ and $d = -3$. Find $a_{20}$.

Solution:

$$a_{20} = 5 + (20 - 1)(-3) = 5 + 19(-3) = 5 - 57 = -52$$

Sum of an Arithmetic Series

Arithmetic Series Sum Formula: The sum of the first $n$ terms of an arithmetic sequence is: $$S_n = \frac{n}{2}(a_1 + a_n) = \frac{n}{2}\bigl[2a_1 + (n-1)d\bigr]$$

The first form is intuitive: the average of the first and last term, multiplied by the number of terms. Legend has it that young Carl Friedrich Gauss discovered this idea when asked to add the integers from $1$ to $100$: he paired $1 + 100$, $2 + 99$, $3 + 98$, and so on, getting $50$ pairs each summing to $101$, for a total of $5050$.

Example 4: Sum of an arithmetic series

Find the sum $5 + 8 + 11 + 14 + \cdots + 302$.

Solution: Here $a_1 = 5$, $d = 3$, and $a_n = 302$. First find $n$:

$$302 = 5 + (n-1)(3) \implies 297 = 3(n-1) \implies n = 100$$

Now compute the sum:

$$S_{100} = \frac{100}{2}(5 + 302) = 50 \times 307 = 15{,}350$$

9.3 Geometric Sequences and Series

Definition — Geometric Sequence: A geometric sequence is a sequence in which each term is obtained by multiplying the previous term by a fixed nonzero constant $r$, called the common ratio. If the first term is $a_1$, then $a_n = a_{n-1} \cdot r$ for all $n \geq 2$.
Explicit Formula for the $n$th Term: $$a_n = a_1 \cdot r^{n-1}$$

where $a_1$ is the first term and $r$ is the common ratio.

To find the common ratio, divide any term by the previous term: $r = \dfrac{a_{n+1}}{a_n}$. If this ratio is constant for all consecutive pairs, the sequence is geometric.

Example 5: Finding terms of a geometric sequence

A geometric sequence has $a_1 = 3$ and $r = 2$. Find $a_8$.

Solution:

$$a_8 = 3 \cdot 2^{8-1} = 3 \cdot 2^7 = 3 \cdot 128 = 384$$

Sum of a Finite Geometric Series

Geometric Series Sum Formula (Finite): The sum of the first $n$ terms of a geometric sequence with $r \neq 1$ is: $$S_n = a_1 \cdot \frac{1 - r^n}{1 - r}$$

To derive this, write $S_n = a_1 + a_1 r + a_1 r^2 + \cdots + a_1 r^{n-1}$. Multiply both sides by $r$ and subtract to eliminate most terms, leaving $S_n(1 - r) = a_1(1 - r^n)$.

Example 6: Sum of a finite geometric series

Find the sum $\displaystyle\sum_{k=1}^{8} 5 \cdot 3^{k-1}$.

Solution: Here $a_1 = 5$, $r = 3$, and $n = 8$.

$$S_8 = 5 \cdot \frac{1 - 3^8}{1 - 3} = 5 \cdot \frac{1 - 6561}{-2} = 5 \cdot \frac{-6560}{-2} = 5 \cdot 3280 = 16{,}400$$

9.4 Infinite Geometric Series

What happens if we add up infinitely many terms of a geometric sequence? If the common ratio is small enough in absolute value, the partial sums approach a finite limit, and we say the infinite series converges.

Infinite Geometric Series: The infinite geometric series $\displaystyle\sum_{n=1}^{\infty} a_1 \cdot r^{n-1} = a_1 + a_1 r + a_1 r^2 + \cdots$ converges if and only if $|r| < 1$, and its sum is: $$S = \frac{a_1}{1 - r}, \quad |r| < 1$$

If $|r| \geq 1$, the series diverges (the partial sums grow without bound or oscillate).

The condition $|r| < 1$ means the terms shrink toward zero, allowing the sum to settle on a finite value. When $|r| \geq 1$, each successive term is at least as large as the previous one, so the sum cannot converge.

Example 7: Sum of an infinite geometric series

Find the sum of $12 + 4 + \dfrac{4}{3} + \dfrac{4}{9} + \cdots$

Solution: The first term is $a_1 = 12$ and the common ratio is $r = \dfrac{4}{12} = \dfrac{1}{3}$. Since $|r| = \dfrac{1}{3} < 1$, the series converges:

$$S = \frac{12}{1 - \frac{1}{3}} = \frac{12}{\frac{2}{3}} = 12 \cdot \frac{3}{2} = 18$$
Example 8: Repeating decimal as a geometric series

Express the repeating decimal $0.272727\ldots$ as a fraction.

Solution: Write as a geometric series:

$$0.272727\ldots = 0.27 + 0.0027 + 0.000027 + \cdots = \frac{27}{100} + \frac{27}{10000} + \frac{27}{1000000} + \cdots$$

This is geometric with $a_1 = \dfrac{27}{100}$ and $r = \dfrac{1}{100}$. Since $|r| < 1$:

$$S = \frac{27/100}{1 - 1/100} = \frac{27/100}{99/100} = \frac{27}{99} = \frac{3}{11}$$

9.5 Sigma Notation and Properties of Summation

Definition — Sigma Notation: The Greek capital letter sigma ($\Sigma$) provides a compact way to write sums. The expression $$\sum_{k=m}^{n} a_k = a_m + a_{m+1} + a_{m+2} + \cdots + a_n$$

reads "the sum of $a_k$ from $k = m$ to $k = n$." Here $k$ is the index of summation, $m$ is the lower limit, and $n$ is the upper limit.

Properties of Summation

Summation Properties: Let $c$ be a constant. Then:
  1. $\displaystyle\sum_{k=1}^{n} c \cdot a_k = c \cdot \sum_{k=1}^{n} a_k$  (constant multiple)
  2. $\displaystyle\sum_{k=1}^{n} (a_k \pm b_k) = \sum_{k=1}^{n} a_k \pm \sum_{k=1}^{n} b_k$  (sum/difference)
  3. $\displaystyle\sum_{k=1}^{n} c = nc$  (sum of a constant)

Useful Closed-Form Formulas

Standard Summation Formulas:
Example 9: Evaluating a sum with sigma notation

Evaluate $\displaystyle\sum_{k=1}^{50} (3k + 2)$.

Solution: Use the summation properties:

$$\sum_{k=1}^{50} (3k + 2) = 3\sum_{k=1}^{50} k + \sum_{k=1}^{50} 2 = 3 \cdot \frac{50 \cdot 51}{2} + 2 \cdot 50 = 3 \cdot 1275 + 100 = 3825 + 100 = 3925$$

9.6 Mathematical Induction

Mathematical induction is a proof technique used to establish that a statement $P(n)$ holds for all positive integers $n$. It works like a chain of dominoes: if the first domino falls, and each domino knocks down the next, then all dominoes fall.

Principle of Mathematical Induction: To prove that a statement $P(n)$ is true for all integers $n \geq 1$:
  1. Base Case: Show that $P(1)$ is true.
  2. Inductive Step: Assume $P(k)$ is true for some arbitrary positive integer $k$ (the inductive hypothesis). Then show that $P(k+1)$ must also be true.

If both steps are completed, then $P(n)$ is true for all integers $n \geq 1$.

Example 10: Proof by induction

Prove that $\displaystyle\sum_{k=1}^{n} k = \frac{n(n+1)}{2}$ for all positive integers $n$.

Proof:

Base Case ($n = 1$): LHS $= 1$. RHS $= \dfrac{1 \cdot 2}{2} = 1$. True.

Inductive Step: Assume the formula holds for $n = k$, meaning $\displaystyle\sum_{j=1}^{k} j = \frac{k(k+1)}{2}$.

We must show it holds for $n = k + 1$:

$$\sum_{j=1}^{k+1} j = \sum_{j=1}^{k} j + (k+1) = \frac{k(k+1)}{2} + (k+1)$$ $$= (k+1)\left(\frac{k}{2} + 1\right) = (k+1) \cdot \frac{k+2}{2} = \frac{(k+1)(k+2)}{2}$$

This is exactly the formula with $n = k+1$. By induction, the formula holds for all $n \geq 1$. $\square$

Example 11: Induction with divisibility

Prove that $6^n - 1$ is divisible by $5$ for all positive integers $n$.

Proof:

Base Case ($n = 1$): $6^1 - 1 = 5$, which is divisible by $5$. True.

Inductive Step: Assume $6^k - 1 \equiv 0 \pmod{5}$ for some $k$, so $6^k - 1 = 5m$ for some integer $m$. Then:

$$6^{k+1} - 1 = 6 \cdot 6^k - 1 = 6(5m + 1) - 1 = 30m + 6 - 1 = 30m + 5 = 5(6m + 1)$$

Since $5(6m+1)$ is divisible by $5$, the statement holds for $k+1$. By induction, $6^n - 1$ is divisible by $5$ for all $n \geq 1$. $\square$

9.7 The Binomial Theorem and Pascal's Triangle

Binomial Coefficients

Definition — Binomial Coefficient: For non-negative integers $n$ and $k$ with $0 \leq k \leq n$, the binomial coefficient "n choose k" is: $$\binom{n}{k} = \frac{n!}{k!(n-k)!}$$

This counts the number of ways to choose $k$ items from a set of $n$ items without regard to order.

The connection to counting is fundamental: $\binom{n}{k}$ appears in the Binomial Theorem precisely because expanding $(a + b)^n$ involves choosing which of the $n$ factors contribute $a$ and which contribute $b$. To get the term $a^{n-k}b^k$, you must choose $k$ of the $n$ factors to supply the $b$, which can be done in $\binom{n}{k}$ ways.

Pascal's Triangle

Pascal's Triangle arranges the binomial coefficients in a triangular array. Each entry is the sum of the two entries directly above it:

Pascal's Triangle (first 6 rows):
         1
        1  1
       1  2  1
      1  3  3  1
     1  4  6  4  1
    1  5 10 10  5  1

Row $n$ contains the coefficients $\binom{n}{0}, \binom{n}{1}, \ldots, \binom{n}{n}$, starting from row $0$ at the top.

Pascal's Identity: For $1 \leq k \leq n$: $$\binom{n}{k} = \binom{n-1}{k-1} + \binom{n-1}{k}$$

This explains why each entry in Pascal's Triangle is the sum of the two entries above it.

The Binomial Theorem

Binomial Theorem: For any positive integer $n$: $$(a + b)^n = \sum_{k=0}^{n} \binom{n}{k} a^{n-k} b^k = \binom{n}{0}a^n + \binom{n}{1}a^{n-1}b + \binom{n}{2}a^{n-2}b^2 + \cdots + \binom{n}{n}b^n$$

Key observations about the expansion of $(a+b)^n$:

Example 12: Expanding with the Binomial Theorem

Expand $(2x + 3)^4$.

Solution: Apply the Binomial Theorem with $a = 2x$, $b = 3$, $n = 4$:

$$(2x+3)^4 = \sum_{k=0}^{4} \binom{4}{k}(2x)^{4-k}(3)^k$$ $$(2x+3)^4 = 16x^4 + 96x^3 + 216x^2 + 216x + 81$$
Example 13: Finding a specific term

Find the coefficient of $x^5$ in the expansion of $(x + 2)^8$.

Solution: The general term is $\binom{8}{k} x^{8-k} \cdot 2^k$. We need $8 - k = 5$, so $k = 3$.

$$\binom{8}{3} x^5 \cdot 2^3 = 56 \cdot x^5 \cdot 8 = 448x^5$$

The coefficient of $x^5$ is $\mathbf{448}$.

9.8 Practice Problems

Test your understanding with these problems covering all topics from this chapter. Click "Show Solution" to check your work.

Problem 1 — Arithmetic Sequences

The 5th term of an arithmetic sequence is $19$ and the 12th term is $47$. Find the first term and the common difference.

Show Solution

We have $a_5 = a_1 + 4d = 19$ and $a_{12} = a_1 + 11d = 47$.

Subtracting the first equation from the second: $7d = 28$, so $d = 4$.

Substituting back: $a_1 + 4(4) = 19$, so $a_1 = 19 - 16 = 3$.

The first term is $a_1 = 3$ and the common difference is $d = 4$.

Problem 2 — Arithmetic Series

Find $\displaystyle\sum_{k=1}^{40} (2k + 5)$.

Show Solution

This is an arithmetic series with $a_1 = 2(1)+5 = 7$ and $a_{40} = 2(40)+5 = 85$.

$$S_{40} = \frac{40}{2}(7 + 85) = 20 \times 92 = 1840$$

Alternatively: $\displaystyle\sum_{k=1}^{40}(2k+5) = 2\cdot\frac{40 \cdot 41}{2} + 5 \cdot 40 = 1640 + 200 = 1840$.

Problem 3 — Geometric Sequences

A geometric sequence has $a_3 = 20$ and $a_6 = 160$. Find the common ratio $r$ and the first term $a_1$.

Show Solution

We have $a_3 = a_1 r^2 = 20$ and $a_6 = a_1 r^5 = 160$.

Dividing: $\dfrac{a_6}{a_3} = \dfrac{a_1 r^5}{a_1 r^2} = r^3 = \dfrac{160}{20} = 8$, so $r = 2$.

From $a_1 r^2 = 20$: $a_1 \cdot 4 = 20$, so $a_1 = 5$.

Problem 4 — Finite Geometric Series

Find the sum $\displaystyle\sum_{k=0}^{9} 6 \cdot \left(\frac{1}{2}\right)^k$.

Show Solution

Here $a_1 = 6$, $r = \dfrac{1}{2}$, and $n = 10$ (from $k=0$ to $k=9$).

$$S_{10} = 6 \cdot \frac{1 - (1/2)^{10}}{1 - 1/2} = 6 \cdot \frac{1 - 1/1024}{1/2} = 12 \cdot \frac{1023}{1024} = \frac{12276}{1024} = \frac{3069}{256} \approx 11.988$$
Problem 5 — Infinite Geometric Series

Determine whether each series converges or diverges. If it converges, find the sum.

(a) $\displaystyle\sum_{n=1}^{\infty} 8 \cdot \left(-\frac{2}{3}\right)^{n-1}$      (b) $\displaystyle\sum_{n=0}^{\infty} \frac{5^n}{4^n}$

Show Solution

(a) Here $a_1 = 8$ and $r = -\dfrac{2}{3}$. Since $|r| = \dfrac{2}{3} < 1$, the series converges:

$$S = \frac{8}{1 - (-2/3)} = \frac{8}{5/3} = \frac{24}{5}$$

(b) This is $\displaystyle\sum_{n=0}^{\infty} \left(\frac{5}{4}\right)^n$, which is geometric with $r = \dfrac{5}{4}$. Since $|r| = \dfrac{5}{4} > 1$, the series diverges.

Problem 6 — Repeating Decimals

Express $0.5\overline{18} = 0.518181818\ldots$ as a fraction.

Show Solution

Write $0.518181818\ldots = 0.5 + 0.018181818\ldots$

The repeating part is $0.0\overline{18} = \dfrac{18}{1000} + \dfrac{18}{100000} + \cdots$, a geometric series with $a_1 = \dfrac{18}{1000}$ and $r = \dfrac{1}{100}$:

$$0.0\overline{18} = \frac{18/1000}{1 - 1/100} = \frac{18/1000}{99/100} = \frac{18}{990} = \frac{1}{55}$$

Therefore: $0.5\overline{18} = \dfrac{1}{2} + \dfrac{1}{55} = \dfrac{55 + 2}{110} = \dfrac{57}{110}$.

Problem 7 — Sigma Notation

Evaluate $\displaystyle\sum_{k=1}^{20} k^2$.

Show Solution

Using the standard formula:

$$\sum_{k=1}^{20} k^2 = \frac{20 \cdot 21 \cdot 41}{6} = \frac{17220}{6} = 2870$$
Problem 8 — Mathematical Induction

Prove by induction that $\displaystyle\sum_{k=1}^{n} (2k - 1) = n^2$ for all positive integers $n$.

Show Solution

Base Case ($n = 1$): LHS $= 2(1) - 1 = 1$. RHS $= 1^2 = 1$. True.

Inductive Step: Assume $\displaystyle\sum_{j=1}^{k}(2j-1) = k^2$. Show the formula holds for $k+1$:

$$\sum_{j=1}^{k+1}(2j-1) = \sum_{j=1}^{k}(2j-1) + [2(k+1)-1] = k^2 + (2k+1) = (k+1)^2$$

This is the formula with $n = k+1$. By mathematical induction, $\displaystyle\sum_{k=1}^{n}(2k-1) = n^2$ for all $n \geq 1$. $\square$

Problem 9 — Binomial Theorem (Expansion)

Expand $(x - 2)^5$ using the Binomial Theorem.

Show Solution

Apply the Binomial Theorem with $a = x$, $b = -2$, $n = 5$:

$$(x-2)^5 = \sum_{k=0}^{5}\binom{5}{k}x^{5-k}(-2)^k$$
  • $k=0$: $\binom{5}{0}x^5(-2)^0 = x^5$
  • $k=1$: $\binom{5}{1}x^4(-2)^1 = -10x^4$
  • $k=2$: $\binom{5}{2}x^3(-2)^2 = 40x^3$
  • $k=3$: $\binom{5}{3}x^2(-2)^3 = -80x^2$
  • $k=4$: $\binom{5}{4}x^1(-2)^4 = 80x$
  • $k=5$: $\binom{5}{5}x^0(-2)^5 = -32$
$$(x-2)^5 = x^5 - 10x^4 + 40x^3 - 80x^2 + 80x - 32$$
Problem 10 — Binomial Theorem (Specific Term)

Find the term containing $x^3$ in the expansion of $(3x + 4)^6$.

Show Solution

The general term is $\binom{6}{k}(3x)^{6-k}(4)^k$. For the $x^3$ term, we need $6 - k = 3$, so $k = 3$.

$$\binom{6}{3}(3x)^3(4)^3 = 20 \cdot 27x^3 \cdot 64 = 20 \cdot 27 \cdot 64 \cdot x^3 = 34{,}560x^3$$
Problem 11 — Counting and Binomial Coefficients

A pizza shop offers 10 toppings. How many different pizzas can be made with exactly 4 toppings?

Show Solution

The order of toppings does not matter, so we use combinations:

$$\binom{10}{4} = \frac{10!}{4! \cdot 6!} = \frac{10 \cdot 9 \cdot 8 \cdot 7}{4 \cdot 3 \cdot 2 \cdot 1} = \frac{5040}{24} = 210$$

There are $\mathbf{210}$ different 4-topping pizzas.

Problem 12 — Mixed Application

A ball is dropped from a height of $10$ meters. Each time it bounces, it reaches $\dfrac{3}{5}$ of the previous height. Find the total vertical distance traveled by the ball.

Show Solution

The ball falls $10$ m initially. It then bounces up $10 \cdot \dfrac{3}{5} = 6$ m and falls $6$ m, then bounces up $6 \cdot \dfrac{3}{5} = 3.6$ m and falls $3.6$ m, and so on.

Total distance $= 10 + 2(6 + 3.6 + 2.16 + \cdots) = 10 + 2 \displaystyle\sum_{n=1}^{\infty} 10 \cdot \left(\frac{3}{5}\right)^n$.

The sum $\displaystyle\sum_{n=1}^{\infty} 10 \cdot \left(\frac{3}{5}\right)^n = 10 \cdot \frac{3/5}{1 - 3/5} = 10 \cdot \frac{3/5}{2/5} = 10 \cdot \frac{3}{2} = 15$.

Total distance $= 10 + 2(15) = 10 + 30 = \mathbf{40}$ meters.

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